A Poll. What is the Best student credit card?

ok I have no credit history. So i've done online research BUT I want to hear from You Guys/Girls. however if there is a good website about the top best credit cards then please post. But I want your opinion and less website links Thanks! I know there is Student Blue American express, MTVu city, Blue clear Discovery etc...

I agree with some of the other answerers here. If you are in college, a credit card should be the least of your concerns. Some people need to realize, though, that credit cards are now a way of life, they offer convenience that other forms of payment can't offer. However, I would still discourage you (if you were my client) from getting a credit card while in college.

Building credit is important. Someday, you will want to own a home, or start a business, so credit will be good to have.

I recommend to my clients that they stay away from carrying any kind of debt on their credit cards. At the most I recommend one for building credit history. Open the account, use it sparingly, and try to pay it off in full EVERY MONTH. Credit cards should be used for emergency purchases or to finance major purchases you can pay off within a year.

You will be better off financially if you pay in cash. You will save money on finance charges. But if you must get a credit card, the company that makes it is not important. Get a low interest rate. The lower the better. Your first credit card will probably charge upwards of 20 percent interest, which is a lot, and is the reason to keep it paid off.

Again it doesn't matter who the card is from, just that you choose wisely in the interest rate you sign up for and the purchases that you will make with the card.

If you find yourself trying to decide between two cards that offer the same rate (make sure to read the fine print) look for which one will give you more rewards on your purchases. These can save you money too.

Crosby, Stills & Nash - "Clear Blue Skies" (Live 1985)

Blue Nile Canada Coupon and Promotions Just In Time For Christmas Giving

Are you stumped for gift ideas for that special someone for this holiday season? Are you looking for something really special that will not take you years to pay for? Have you though about jewellery but thought that it is too expensive or difficult to choose? Think again. Blue Nile and Blue Nile Canada have come to the rescue with a wide selection and even better, a coupon!

Blue Nile is the largest seller of loose diamonds, diamond jewellery and quality gold, silver, platinum and gemstone jewellery on the Internet. Since 1999, Blue Nile has been making a name for them selves as the best and biggest online seller of quality jewellery. Blue Nile Canada is the Canadian version of Blue Nile and is quickly making a name for itself as the Canadian online jeweller.

Shop With Confidence
Unlike American online jewellers, Blue Nile Canada knows the difficulties that Canadians face when shopping online. Blue Nile Canada is run out of the American Blue Nile main offices but they have worked hard to differentiate Blue Nile as a truly Canadian business entity. Blue Nile Canada has paid close attention to shipping and brokerage fees. All fees, including, shipping, brokerage, GST, HST and PST taxes are clearly displayed in the Blue Nile Canada shipping calculator so that you see exactly what you order will cost (to the penny) when it arrives on your doorstep!

Blue Nile Canada also sets themselves apart from other online jewellers with a number of standard features and offerings tailored just for Canadian online jewellery shoppers:

• All Canadian Shipping fees (including border fees) calculated & clearly displayed in checkout
• FedEx® Shipping on all purchases
• 30-day returns
• Free packaging and gift card
• Grading reports for all certified diamonds
• Professional appraisals for diamond and gemstone jewellery $1000 and over

Know What You are Buying
Unsure of what you are looking for? Blue Nile Canada has a variety tools to help you shop by price, occasion or style. To guide you on your way, Blue Nile Canada incorporates the famous Blue Nile Education centre where you can learn how to select and purchase a wide array of jewellery, gemstones and precious metals. Segmented into Pearls, Diamonds, Gemstones, Gold, Silver, Platinum, even the newest jewellery buyer can become educated and gain confidence and make better and informed choices when it comes to buying jewellery.

Blue Nile Canada has made a name for themselves as the place for Canadians to go to buy engagement and wedding rings but surprisingly this is not their top or best selling season. Did you know that Christmas is the biggest jewellery giving occasion? In fact, by order volume, Christmas accounts for almost half of all online jewellery purchases. Blue Nile Canada even has a Christmas/Holiday page where you can shopping by price, see the top ten most popular gifts for this season or just browse the beautiful treasures.

Blue Nile Canada has jewellery to meet every budget. Get her the best you can afford. Good quality does not have to cost a lot. Let Blue Nile Canada show you how to get the most of your jewellery budget.

About the Author

Blue Nile Canada is offering many items at discounted prices just for Christmas. Whether you are looking for a stocking stuffer or a “Wow” gift - Blue Nile Canada has it.

Click here to get your Canadian only Blue Nile Canada Coupons and Promotional Codes

American Blue Clear

Tags: american express clear blue, blue, home, portfolio, test, tips